Proposed changes to super pass through parliament

Published: December 9, 2016

The government’s May 2016 Federal Budget proposals and several subsequent modifications to its plans around super reform passed through both houses of parliament at the end of November. With new regulations set to become part of Australian superannuation law, some of the rules around super contributions and the tax breaks available will change from 1 […]

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Review of 2016, outlook for 2017 – looking better despite the political noise

Published: December 8, 2016

2016 – a messy but okay year US share market analyst Joe Granville once observed that “if it’s obvious, it’s obviously wrong”. 2016 was perhaps remarkable for the things that many thought were obvious at the start of the year but did not happen: the global economy did not see plunging growth and deflation; the […]

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What is trauma insurance?

Published: November 29, 2016

With one in two Australian men and one in three Australian women expected to be diagnosed with cancer by the age of 851, many families are learning first-hand how an illness can interrupt their lives. But should the worst occur, the home loan and school fees will still have to be paid – on top […]

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Seven Tips For Securing A Business Loan

Published: November 23, 2016

Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler options such as letters […]

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What is an Enduring Guardian?

Published: November 21, 2016

You can choose who can make decisions on your behalf regarding your medical and dental treatment and decide where you live if you are not capable of doing this for yourself. These are known as “functions”. The easiest way to do this is to appoint an enduring guardian. The appointment of an enduring guardian takes […]

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The end of the super cycle bull market in bonds?

Published: November 15, 2016

From record lows just after the Brexit vote – government bond yields have spiked higher. Ten year bond yields have risen from 1.36% in the US to 2.2%, from -0.19% in Germany to 0.31% and from 1.81% in Australia to 2.64% in four months. This in turn has led to sharp falls in high yield […]

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Choosing super for school leavers

Published: November 14, 2016

by Paul Clitheroe You can almost hear the sighs of relief of thousands of Australian teenagers, who have recently completed their final Year 12 exams. It’s quite a milestone, and while some school leavers will step straight into full time work, many will take up casual or part-time jobs until uni or TAFE kicks off […]

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