There’s no escaping a lacklustre return potential

Published: November 7, 2016

While the high inflation of the 1970s and early 1980s was bad for investment returns at the time, it left a legacy of very high investment yields which helped set the scene for high investment returns through the 1980s and 1990s. Back in the early 1980s the RBA's ‘cash rate’ was averaging around 14%, three-year […]

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Trump vs Clinton: The impact on markets

Published: November 7, 2016

The United States (US) presidential election, on 8 November, between Republican candidate Donald Trump and Democratic candidate Hillary Clinton is a hotly contested race. More recently, we have seen some widening of opinion polls, however, this is a fluid and fast moving landscape and political uncertainty remains. We anticipate that the potential for increased market […]

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Think you know life insurance? Think again.

Published: November 4, 2016

Whatever your goals in life, everyone wants to ensure their loved ones are looked after should the worst happen. Most people think they understand life insurance – you pay the premiums and your insurer pays out a lump sum in the event of your death. But it’s a subject that's commonly misunderstood. Here are five […]

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Are you prepared for changes to the Age Pension assets test?

Published: October 17, 2016

With revisions to the Age Pension assets test just around the corner, it’s important to understand how the changes could impact you, particularly with part-pension thresholds somewhat tighter than initially projected. These thresholds are the value of assets you can own (excluding your home) before you lose eligibility for the Age Pension. Who the changes […]

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QE spillover steers money to US, Australian corporate bonds

Published: October 17, 2016

After seven years of interest rate cuts and trillions of dollars in quantitative easing, discussion is growing over whether monetary policy is losing its effectiveness, given the growth outlook for advanced economies remains below 2%. These measures have fallen short of stoking inflation to the degree major central banks had hoped, leaving economic growth sluggish […]

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Should I take my super as a lump sum?

Published: October 12, 2016

You've probably spent much of your working life accumulating super. So, when the time comes, you might be wondering whether you’d be better off taking the money as a lump sum, income stream or both. To help you make an informed decision, we’ve pulled together some info regarding trends in Australia, what options are on […]

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Ways to be a super woman with your super

Published: October 5, 2016

You may know the intimate details of your household finances, but what about your super balance? Along with the family home, super is often one of your most valuable assets. Yet many women are lagging behind men when it comes to the amount they’ll have saved in super for their retirement. Figures from the Australian […]

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